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Writing Your Section 25 Statement

(Final Hearing – Financial Remedy)

By the time you reach Final Hearing, the Judge already knows the paperwork.

This statement is your chance to clearly explain:

What you are asking for

Why it is fair

How it meets needs

This is not about who was right or wrong in the marriage.

It is about fairness and finances.

Structure to Follow

  1. Introduction – Keep It Short

Start by saying:

Your name

Whether you are the Applicant or Respondent

That this statement is for the Final Hearing

A short summary of what you are asking for (for example: sale of the house and 60% of the equity, pension share of 40%, clean break etc.)

No life story. No emotion. Just clarity.

  1. Basic Background

Include:

Date you started living together

Date of marriage

Date of separation

Length of the relationship

Ages of both parties

Ages of any children

That’s it.

Do not:

Explain why the marriage ended

Describe arguments

Attach old messages

The court is not deciding blame.

  1. The Children (If You Have Them)

The court’s first consideration is the children’s welfare.

Explain:

Where the children live

Schooling

Any special needs

Why stable housing matters

Focus on bedrooms, schools, and stability.

Avoid criticising the other parent unless it directly affects housing or finances.

  1. Finances – Be Clear and Honest

Explain:

Your income

Their income (from Form E/updated disclosure)

The value of the house

Savings

Pensions

Any debts

If something hasn’t been disclosed, briefly explain what is missing and why it matters.

Do not:

Make accusations without evidence

Guess figures

Exaggerate

Judges spot that instantly.

  1. Your Housing Need

This is usually the most important part.

Explain:

What size property you need

Rough property prices in your area

Mortgage capacity (if known)

Why this level of housing is reasonable

Be realistic. The court deals with needs, not wish lists.

  1. Standard of Living During the Marriage

Briefly describe:

Type of home

General lifestyle

Keep it factual. Avoid drama.

  1. Contributions

Explain:

Who worked and earned

Who cared for children

Who paid the deposit (if relevant)

Any inheritances

Remember:

The law treats homemaking and earning as equally valuable.

Avoid:

“I worked harder.” “I made the money”

Trying to minimise the other person’s role.

  1. Pensions

If pensions are unequal:

Say whether you want a pension share

Or whether you propose offsetting

Keep it simple and clear.

  1. Your Proposal (This Is Critical)

Set it out clearly in numbers.

For example:

The house to be sold and equity split 55/45.

Pension share of 30%.

Each keeps own savings.

Clean break.

Be precise. No vague wording.

What NOT To Include

Please avoid:

Character attacks

Emotional language

Parenting complaints

WhatsApp arguments

Affairs or moral blame

Repeating everything in your Form E

Long explanations about who caused the divorce

If it doesn’t affect money or housing, it doesn’t belong here.

Practical Tips

Use headings

Keep paragraphs short

Stay calm and factual

Double-check your figures match ES1/ES2

Usually aim for up to 12 pages

Before filing, ask yourself:

Does this help the Judge decide what is fair?

If the answer is no,  remove it.

Final Reminder

The court’s job is fairness.

That means:

Meeting needs

Considering the length of the marriage

Looking at contributions

Ensuring children are properly housed

It is not about punishment.

It is not about winning.

It is about a fair outcome so both of you can move forward.